Property, Mortgage & Insurance News from the Best Deal 4 U

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3 step guide to cutting your monthly bills

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Tuesday, December 4, 2007 14:38:21

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3 step guide to cutting your monthly bills
With sky high bills placing an ever increasing strain on our finances, here is our quick guide to freeing up some disposable income and getting control of your finances.

At Best Deal 4 U we offer independent advice on fine-tuning your monthly outlays on financial products in a way that won’t inhibit your lifestyle but will actually improve your financial situation.

Mortgage Payments
Typically this will be your biggest monthly outlay and the best place to look for possible savings. If you are currently on your lender’s standard variable rate then you could save hundreds, if not thousands of pounds every year by switching to a more competitive deal.

At Best Deal 4 U we are completely independent mortgage brokers and can source the whole of the market to find the most suitable deal to suit your needs and budget.

Tracker, fixed, discounted, capped, variable – with so many options available and lenders actively pushing for your business you need expert advice to avoid potentially expensive pitfalls

Click here to review your mortgage


Insurance
Many of us already have insurance be it for our car, mortgage or pets! These policies were typically purchased via the local insurance broker or company adviser some time ago and probably never reviewed since

Now a day however leading firms such as Best Deal 4 U use market leading technology to source the whole of the market and compare everyone’s prices in one place which could save you time effort and money

Regardless of what type of insurance you require Best Deal 4 U may be able to save you money and we also have people at the end of the phone to give practical, friendly and straight forward advice

Click here to review your insurance


Credit cards
With so many firms out there actively trying to lend you money on supposedly fantastic rates like 0% on transfers and cashback deals etc.. you need to be sure there won’t be any nasty surprises at the tail end of offers

One of the fastest ways to rack up debt is allow your credit card to rack up interest which can be difficult to repay. It’s always easier to get credit than to repay it!!


If you do plan to make a spate of purchases, avoid interest charges by applying for a card that offers an introductory interest free period on new purchases, providing no nasty surprises lurk at the end of the term

If you already have debt that is accruing interest, opt instead for a 0% Balance transfer deal and shift it over immediately, the difference will be astounding. Be careful though as although many firms offer these deals – most charge a transfer % at the outset to justify their promotional rate

If you are unable to pay off the debt within that period, simply switch the debt again and repeat as necessary. If you’re vigilant enough about it, you’ll be able to avoid interest completely, cutting a massive chunk from your monthly bills.

Click here to review your credit cards